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c><lastmod>2018-06-05T21:26:14+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/textbook-updates/chapter-2-risk-measurement-and-metrics/</loc><lastmod>2018-05-23T22:15:55+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/textbook-updates/understanding-risk/risk-balls-game/</loc><lastmod>2018-05-21T18:18:19+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/2017/08/29/after-the-flood-the-limits-of-homeowners-insurance/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/water-damage.jpg</image:loc><image:title>water damage</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/exclusions.jpg</image:loc><image:title>exclusions</image:title><image:caption>From: ISO Sample Homeowners Special Form (HO-3) </image:caption></image:image><lastmod>2018-05-18T03:43:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/08/29/no-the-new-texas-insurance-law-does-not-require-homeowners-to-file-storm-related-damage-claims-before-september-1st/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/104679181-gettyimages-840260824-530x298.jpg</image:loc><image:title>104679181-GettyImages-840260824.530x298</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/statesman.jpg</image:loc><image:title>Statesman</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/vox.jpg</image:loc><image:title>vox</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/snopes1.jpg</image:loc><image:title>Snopes</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/wsj.jpg</image:loc><image:title>WSJ</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/db-head.jpg</image:loc><image:title>DB head</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/tweet1.jpg</image:loc><image:title>tweet1</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/tweet4.jpg</image:loc><image:title>tweet4</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/snopes.jpg</image:loc><image:title>Snopes</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/08/texasbilltweets.jpg</image:loc><image:title>TexasBillTweets</image:title></image:image><lastmod>2018-05-18T03:42:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2018/01/29/2017-billion-dollar-disasters/</loc><lastmod>2018-05-18T03:41:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/textbook-updates/chapter-21/health-insurance-history/</loc><lastmod>2018-03-14T15:47:03+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/textbook-updates/</loc><lastmod>2018-03-09T18:38:51+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/textbook-updates/chapter-21/group-health-insurance/</loc><lastmod>2018-03-09T18:22:10+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/textbook-updates/chapter-4-enterprise-risk-management/</loc><lastmod>2018-03-01T18:51:45+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/textbook-updates/chapter-3-evolving-risk-management-fundamental-tools/</loc><lastmod>2018-03-01T18:50:15+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/2017/09/01/countering-hurricane-harvey-misinformation/</loc><lastmod>2018-01-29T17:54:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/02/23/visualizing-the-u-s-healthcare-delivery-system/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/during-aca6.jpg</image:loc><image:title>U.S. Healthcare Delivery System Under ACA</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/post-aca.jpg</image:loc><image:title>post-aca</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/pre-aca2.jpg</image:loc><image:title>U.S. Healthcare Delivery System Before ACA</image:title><image:caption>Adapted from: E. Baranoff, D. Baranoff, T. Sager, and B. Shi, “What US Health Insurers’ Data Show for ACA ‘Repealers,’” The American Journal of Accountable Care (September 2016).</image:caption></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/during-aca5.jpg</image:loc><image:title>U.S. Healthcare Delivery System Under ACA</image:title><image:caption>Adapted from: E. Baranoff, D. Baranoff, T. Sager, and B. Shi, “What US Health Insurers’ Data Show for ACA ‘Repealers,’” The American Journal of Accountable Care (September 2016).</image:caption></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/current-status-of-the-medicaid-expansion-decisions-healthreform.png</image:loc><image:title>current-status-of-the-medicaid-expansion-decisions-healthreform</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/state-health-insurance-marketplace-types-healthreform2.png</image:loc><image:title>state-health-insurance-marketplace-types-healthreform2</image:title></image:image><lastmod>2018-01-29T17:53:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/16/the-high-cost-of-being-uninsured-even-if-youre-young-and-healthy/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/managed-care-graph.jpg</image:loc><image:title>U.S. Healthcare Delivery System Before ACA</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/uninsured_flowchart.jpg</image:loc><image:title>Uninsured_Flowchart</image:title></image:image><lastmod>2017-08-08T16:13:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/07/17/why-bcras-medicaid-cuts-wont-just-hurt-the-poor/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/breaking-obamacare_full.jpg</image:loc><image:title>Breaking Obamacare_full</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/breaking-obamacare.jpg</image:loc><image:title>Breaking Obamacare</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/medicaidsatisfactionsurvey_graph.jpg</image:loc><image:title>MedicaidSatisfactionSurvey_graph</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/mss-table.jpg</image:loc><image:title>MSS Table</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/kff-medicaid-map.jpg</image:loc><image:title>KFF Medicaid Map</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/wp-fed-medicaid-spending-chart.jpg</image:loc><image:title>WP Fed MEdicaid Spending chart</image:title></image:image><lastmod>2017-08-08T15:55:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/07/18/rip-trumpcare/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/07/rip-trumpcare_card.jpg</image:loc><image:title>RIP Trumpcare_card</image:title></image:image><lastmod>2017-08-08T15:53:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/27/insurance-companies-may-provide-our-best-path-to-universal-coverage/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/health-wealth3.jpg</image:loc><image:title>Health Wealth</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/health-wealth21-e1490638499405.jpg</image:loc><image:title>Health Wealth2</image:title></image:image><lastmod>2017-04-02T21:21:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/26/trumpcare-takeaway-stakeholders-matter/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/rip-trumpcare2.jpg</image:loc><image:title>RIP Trumpcare2</image:title></image:image><lastmod>2017-03-30T02:49:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/14/the-best-infographics-comparing-the-gops-healthcare-plan-with-the-affordable-care-act-2/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/infographics_thumb5.jpg</image:loc><image:title>Infographics_thumb</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/pa-fact-sheet-cbpp.jpg</image:loc><image:title>CommonWealth-Penn-R1</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt-cbo1.jpg</image:loc><image:title>NYT CBO</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/current-status-of-the-medicaid-expansion-decisions-healthreform.png</image:loc><image:title>current-status-of-the-medicaid-expansion-decisions-healthreform</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt1.jpg</image:loc><image:title>NYT1</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt2.jpg</image:loc><image:title>NYT2</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt3.jpg</image:loc><image:title>NYT3</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt4.jpg</image:loc><image:title>NYT4</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt5.jpg</image:loc><image:title>NYT5</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt6.jpg</image:loc><image:title>NYT6</image:title></image:image><lastmod>2017-03-23T13:38:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/01/selling-health-insurance-across-state-lines/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/dcpostcard-e1488394899764.jpeg</image:loc><image:title>dcpostcard</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/recs.jpg</image:loc><image:title>recs</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/sec-401.jpg</image:loc><image:title>sec-401</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/sec-301.jpg</image:loc><image:title>sec-301</image:title></image:image><lastmod>2017-03-23T13:37:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/21/legislation-to-repeal-health-insurers-antitrust-exemption-wont-increase-competition-or-lower-premiums/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/antitrust.jpg</image:loc><image:title>antitrust</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/npr1.jpg</image:loc><image:title>NPR1</image:title></image:image><lastmod>2017-03-23T13:34:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/2017/03/13/the-best-infographics-comparing-the-gops-healthcare-plan-with-the-affordable-care-act/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/img_2452.jpg</image:loc><image:title>img_2452</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/tax-credits-change-waterfall_450.png</image:loc><image:title>tax-credits-change-waterfall_450</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/kff1_slide1.jpg</image:loc><image:title>KFF1_slide</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt-maps_slide1.jpg</image:loc><image:title>NYT maps_slide</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/latimes-graphics_slide1.jpg</image:loc><image:title>LATimes Graphics_Slide</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/kff-interactive_slide1.jpg</image:loc><image:title>KFF interactive_slide</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/nyt-maps.jpg</image:loc><image:title>NYT maps</image:title><image:caption>Tax credits in the Republican plan compared with Obamacare: From "Who Wins and Who Loses Under Republicans HEalth Care Plan" https://www.nytimes.com/interactive/2017/03/08/upshot/who-wins-and-who-loses-under-republicans-health-care-plan.html?_r=2</image:caption></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/lat-side-by-side.jpg</image:loc><image:title>LAT Side by Side</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/cnn.jpg</image:loc><image:title>CNN</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/wp2.jpg</image:loc><image:title>WP2</image:title></image:image><lastmod>2017-03-14T13:40:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/infographics-comparing-the-gops-american-health-care-act-with-the-affordable-care-act/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/03/infographics2_large.jpg</image:loc><image:title>Infographics2_large</image:title></image:image><lastmod>2017-03-14T13:34:53+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/2017/02/27/the-republicans-healthcare-plan/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/cyoa_healthcare-edition_square1-e1488298922897.jpg</image:loc><image:title>cyoa_healthcare-edition_square</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/cyoa_healthcare-edition_square_medium-e1488296635939.jpg</image:loc><image:title>cyoa_healthcare-edition_square_medium</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/cyoa_healthcare-edition.jpg</image:loc><image:title>cyoa_healthcare-edition</image:title></image:image><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/cyoa_healthcare-edition_square-e1488296529468.jpg</image:loc><image:title>cyoa_healthcare-edition_square</image:title></image:image><lastmod>2017-02-28T16:22:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://riskandconsequences.org/contact/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/01/person-smartphone-office-table.jpeg</image:loc><image:title>Placeholder Image</image:title></image:image><lastmod>2017-02-26T21:10:09+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/about-us/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/01/ettib-e1487956554635.jpeg</image:loc><image:title>ettib</image:title></image:image><lastmod>2017-02-24T18:02:19+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org/resources/</loc><image:image><image:loc>https://riskandconsequences.org/wp-content/uploads/2017/02/nihexhibitlogo.jpg</image:loc><image:title>nihexhibitlogo</image:title></image:image><lastmod>2017-02-10T15:54:57+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://riskandconsequences.org</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2023-07-29T22:11:32+00:00</lastmod></url></urlset>
